How to obtain a Bankers Draft

1. Walk into the bank at 9:02 in the morning. Walk straight up to the enquiries desk, and tell the lad behind it (who, incidentally, is young enough to be your son) that you want to arrange a bankers draft to buy a house.
2. He will ask for ID. You give him your bank card and driving license. He disappears into the locked-down area, calling back over his shoulder “It will take about 15 minutes.”
3. Loiter.
4. A couple of minutes later, he will reappear with a form. Eventually you will manage to wrap your head round it, and fill it in. He disappears with the form again.
5. Loiter.
6. Twenty minutes later, he will reappear and give you back your ID. He will tell you that the system is just checking your signature, and it will take a couple of minutes. He disappears.
7. Loiter. Wish you had brought a book.
8. Twenty minutes later, he reappears with a slim brown envelope. He asks you to check it.
9. You check the amount carefully.
10. You are distinctly underwhelmed by this thing. It’s basically just a cheque without your signature on it. It appears that you are going to have to deliver this thing yourself. You ask, and lad confirms.
11. 9:45 – Anticlimax.